UK Mortgages for American Buyers & Expats


Prime Mortgages, Tailored from Hundreds of UK Lenders


Whether you’re acquiring a second home, expanding your international portfolio, or refinancing an existing property, Willow Private Finance provides tailored mortgage solutions for U.S. buyers with clarity, speed, and expert guidance.

As an FCA-regulated mortgage specialist, we do more than just find you a mortgage.


 Our direct access to UK banks, private lenders, and specialist providers opens doors that U.S. buyers wouldn’t normally see from overseas. That often means sharper rates, bespoke terms, and a smoother process than trying to navigate the UK market alone

Broad, Bespoke, Expertise


"At Willow Private Finance, we’ve been helping clients achieve their property ambitions since 2008.

For American buyers, that means navigating the unique challenges of securing UK property finance from overseas. Whether you’re purchasing a second home in London, refinancing to release equity, or investing in prime real estate, our approach is always personal, proactive, and results-driven. We simplify the UK mortgage process for U.S. clients and deliver tailored solutions that align with your goals."


— Wesley Ranger, Founder

How U.S. Buyers Can Access UK Mortgages

 Financing Prime Central London Property: A Guide for American Buyers



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 UK Mortgage Options for Americans Buying in London






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 The Ultimate Guide: UK Property Financing for U.S. Buyers







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 How Americans Can Get a UK Mortgage: Overcoming Expat Lending Challenges



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Guides for U.S. Clients Purchasing in the UK

How U.S. Credit Scores Are Viewed by UK Lenders




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Buying UK Property Before Moving from the U.S.



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How the Dollar–Pound Exchange Rate Impacts American Buyers


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U.S. Trusts & Estate Planning in UK Property Purchases




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Structuring Complex UK Property Purchases for Americans

 High-Net-Worth Mortgages for Americans in the UK

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 UK Luxury Apartment Finance for Wealthy Americans

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 Jumbo & Large Mortgage Loans for Americans

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 Buying UK Property Through a Limited Company

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Tailored Mortgage Solutions for All UK Property Types

Prime Central London Property Finance for HNW Americans


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Buying a UK Countryside Estate: Mortgage Strategies for HNW Americans


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UK Coastal Property Finance for HNW Americans




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UK Country House Finance for HNW Americans





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Scottish Estate & Highlands Property Finance for HNW Americans


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UK Riverside Property Finance for HNW Americans




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Our Services


Specialist UK Mortgage Solutions for American Buyers

We give U.S. clients access to the full UK mortgage market, from leading banks to specialist private lenders. Our team understands the challenges American buyers face, from navigating U.S. credit reports to structuring complex income.


For Americans investing in the UK, we don’t just arrange mortgages,  we unlock opportunities. With Willow, you gain a partner who makes cross-border property finance seamless and helps you secure the smartest route into the UK market.