Securities-Backed Lending


Flexible Liquidity Solutions for HNW and UHNW Clients


At Willow Private Finance, we specialise in arranging securities-backed lending facilities for High Net Worth and Ultra High Net Worth clients. Whether you need to unlock liquidity against an investment portfolio, finance a property purchase without liquidating assets, or structure multi-million-pound credit lines, our team works with leading private banks and specialist lenders to deliver discreet, flexible, and tax-efficient solutions.

As an FCA-regulated, whole-of-market broker, Willow Private Finance does more than simply arrange finance.


We help HNW and UHNW clients unlock liquidity by leveraging their investment portfolios without the need to sell assets. Through close relationships with private banks and specialist lenders, we structure securities-backed lending facilities tailored to your unique objectives. This can mean higher advance rates, flexible repayment terms, and the ability to move quickly when opportunities arise — all delivered with the discretion and efficiency expected at the private banking level.

Strength, Liquidity, Opportunity


"Since 2008, Willow Private Finance has specialised in helping High and Ultra High Net Worth clients access credit in ways that preserve, rather than disrupt, their wealth.


Securities-backed lending provides an elegant solution: using your investment portfolio as collateral to unlock liquidity quickly, without the need to sell down positions or compromise long-term strategy. From establishing revolving credit lines to financing major acquisitions, we partner with private banks and specialist lenders to secure terms that reflect the strength and sophistication of your holdings.


Our approach is always discreet, highly personalised, and focused on aligning each facility with your broader financial objectives. The result is lending that enhances flexibility, protects core assets, and opens the door to new opportunities."


— Wesley Ranger, Founder

Understanding Securities-Backed Lending

Securities Backed Lending in 2025: How It Works and Who It’s For





MORE INFORMATION

Securities Backed Lending: The Definitive Guide for HNW Borrowers, Developers, and Advisers



MORE INFORMATION

Property Finance with Securities Backed Lending: Unlocking Liquidity Without Selling Investments

MORE INFORMATION

Comparing Options & Lender Insights

Comparing Securities Backed Lending vs. Margin Loans: What HNW Clients

MORE INFORMATION

Private Banks vs. Specialist Lenders: Who Offers the Best Securities Backed Lending

MORE INFORMATION

Risks, Protection & Market Volatility

Risks in Securities Backed Lending: Market Volatility, Margin Calls, and How to Protect Yourself

MORE INFORMATION

Integrating Securities Backed Lending into Wealth Planning: Tax, Estate, and Investment Considerations

MORE INFORMATION

Advanced Applications of SBL

Securities Backed Lending for Developers: Flexible Liquidity for Bridging and Pre-Development Costs

New button

Cross-Border Opportunities: Using Global Portfolios for UK Securities Backed Loans

MORE INFORMATION

Ultra-High-Net-Worth Lending: How SBL Is Powering £10M+ Property and Lifestyle Finance

MORE INFORMATION

Our Services


Securities-Backed Lending Solutions for Global HNW Clients

Our long-standing partnerships with global private banks and boutique lenders allow us to design lending arrangements that turn investment portfolios into a source of flexible capital. Instead of liquidating assets, clients can access tailored credit facilities that move quickly and adapt to changing opportunities.


For high and ultra-high-net-worth individuals, this means bespoke structures that are rarely advertised, negotiated with discretion, and aligned with broader wealth strategies rather than one-off transactions.