Knowledge Center
Expert insights, market updates, and specialist guidance to help you make smarter property finance decisions
The Willow Private Finance Knowledge Centre is designed for anyone looking to make informed property finance decisions — from first-time buyers and home movers to experienced investors and high-net-worth clients. Here you’ll find expert guides, market updates, and practical tips on securing the right mortgage, navigating complex cases, and making the most of current market conditions.
Whether your purchase is straightforward or highly specialised, our insights are here to help you plan with confidence.
Discover the hidden loan covenants in family property finance. Learn how LTV, ICR, and cross-default clauses work—and why families must understand them in 2025.
Explore whether family offices or direct ownership work best for property portfolios in 2025. Discover the benefits, risks, and lender perspectives for intergenerational wealth.
Learn why debt restructuring has become essential for family property portfolios in 2025. Discover how restructuring can improve cash flow, succession planning, and lender confidence.
Learn why family governance has become central to lender confidence in 2025. Discover how clear structures improve borrowing terms, succession planning, and portfolio resilience.
Explore how cross-collateralisation works for family property portfolios in 2025. Learn the benefits, risks, and succession challenges, plus strategies to balance flexibility and growth.
Discover how family property portfolios can balance rental income and debt service in 2025. Learn what lenders expect, how stress tests apply, and strategies for long-term resilience.
Understand how personal guarantees work in family property portfolios, what lenders expect in 2025, and how to manage intergenerational risks effectively.
Why cash access is as important as bricks and mortar for family property businesses in 2025
How to align borrowing with inheritance planning in 2025. Learn how lenders view succession risk, where liquidity fits, and which structures keep family portfolios resilient.
Learn what lenders look for when property portfolios pass down to the next generation. Explore succession planning, portfolio mortgages, and strategies for intergenerational stability.