Residential Mortgages for Homeowners & Professionals


Your Perfect Mortgage, Chosen from Hundreds of Lenders


At Willow Private Finance, we make securing your mortgage straightforward and stress-free.

As an FCA regulated Mortgage Specialist, we’re not just here to find you a mortgage, we open doors to options you wouldn’t normally see, thanks to our direct lender relationships. That often means better rates, better terms, and a smoother process than going it alone.

Broad, Bespoke, Expertise


"At Willow Private Finance, we've been committed to helping clients from all walks of life achieve their property ambitions since 2008. Whether you're purchasing your first home, refinancing to improve your financial flexibility, or investing in property both in the UK and overseas, our approach is always personal, proactive, and results-oriented. We’re here to simplify your mortgage journey and deliver tailored financial solutions that match your goals."


— Wesley Ranger, Founder
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Navigate the Complexities of Mortgage Finance

In the UK's property lending market, "one size fits all" calculators often fall short. We have developed this tool to account for the nuances of property finance, including income multiples and the impact of existing outgoings on your borrowing power.
How to use this tool:
  • Income & Debts: Input your gross annual earnings and monthly commitments to see your estimated lending ceiling.
  • Mortgage Parameters: Experiment with different terms and rates to find your optimal monthly repayment.
  • The Surplus Metric: View your estimated "Net Monthly Surplus" to understand your actual cash flow after tax and mortgage costs.


Mortgage Simulation Suite

Willow Private Finance

Client Financial Profile

Mortgage Parameters

Estimated Monthly Repayment
£0
80% LTV
Max Lending Limit: £0
Loan Required: £0
Income Multiple: 0.0x
Net Monthly Surplus: £0
Willow Private Finance is a specialist mortgage brokerage. Calculations are indicative and do not constitute a formal offer.
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Note: This calculator is for illustrative purposes only and does not constitute financial advice or a formal offer of lending. Borrowing limits and interest rates are subject to status, credit checks, and full underwriting by the lender. Your home may be repossessed if you do not keep up repayments on your mortgage.

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Our Services


Expert Mortgage Solutions from Across the Entire Market

Thanks to our direct relationships with hundreds of lenders, our dedicated specialists match your unique circumstances with the perfect property finance solution. Whether you're buying your first home, refinancing, or investing in property, we source the ideal property finance loan for you with clear, independent advice tailored specifically to your needs.


Our expertise covers all types of property financing requirements