Business Protection for Owners & Directors

Tailored Cover, Matched to Your Company’s Needs


Protecting your business should be simple, not stressful. Our specialists arrange tailored solutions that safeguard key people, shareholders, and long-term continuity — giving you the confidence that your company is secure, whatever the future holds


As an FCA regulated adviser, we’re not just here to set up business protection — we help companies safeguard their people and their future.



Our expertise and insurer partnerships mean faster access to tailored solutions, stronger continuity planning, and a smoother process than trying to arrange cover on your own.


People. Continuity. Confidence.


"Since 2008, we’ve been helping business owners protect what matters most with tailored solutions that ensure long-term security. From safeguarding key individuals and shareholders to planning for succession and continuity, our approach is always personal, proactive, and results-driven. We’re here to simplify business protection and deliver the cover that keeps your company strong."


— Wesley Ranger, Founder


Strategic Corporate Continuity & Succession


For the private enterprise, financial resilience is built upon the stability of its key personnel and the clarity of its succession planning. The sudden loss of a shareholder or a "Key Person" does not merely create a leadership void; it triggers immediate structural risks, from the potential contraction of bank credit lines to the complex legalities of equity redemption.


Our Corporate Protection Architect provides a forensic baseline for your continuity strategy, quantifying the capital required to settle corporate debts, fund the buy-out of equity shares, and insulate the company’s profitability during periods of executive transition.

Corporate Protection & Succession Architect

Willow Private Finance | Strategic Risk Mitigation

Section I: Shareholder Valuation

Section II: Key Person Analysis

Indicative Corporate Exposure
£0
Review Strategy Recommended
Requirement Benchmarks
Shareholder Protection To fund the buy-out of equity share
£0
Key Person Cover Recruitment & 12-month profit buffer
£0
Business Debt Insurance Guarantor protection for credit lines
£0
Important Notice: This Corporate Architect tool provides high-level indicative modeling only and does not constitute financial advice. Key Person cover benchmarks are calculated here as a factor of recruitment/salary replacement and immediate profit impact; actual underwriter limits vary between 5-10x salary. Shareholder protection requirements depend entirely on a valid Cross-Option Agreement and professional valuation for HMRC and IHT compliance. Willow Private Finance recommends a tripartite review involving your Accountant, Solicitor, and our specialist advisors to ensure tax-efficiency through appropriate Trust structures.

Which Protection Is Right For Your Business?

Business Protection: Safeguarding Companies and Shareholders



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Key Person Insurance: Protecting the People Your Business Depends On



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Business Loan Protection: Safeguarding Borrowing and Balance Sheets



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Relevant Life Insurance: A Tax-Efficient Way to Protect Directors and High Earners



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 Group Protection: Employee Benefits That Attract and Retain Talent





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Executive Income Protection: Tailored Cover for High Earners





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Our Services


Tailored Business Protection Solutions to Secure Long-Term Stability


Every business is unique, and so are the risks it faces. Our specialists work with leading insurers to design protection that secures your company against the unexpected — from safeguarding key people to protecting shareholders and ensuring continuity. With clear, independent advice, we help you put cover in place that’s aligned to your goals and your company’s future.


Our expertise spans the full range of business protection, giving you the stability, confidence, and reassurance to keep moving forward no matter what challenges arise.