Specialist & Complex Property Finance


Tailored Lending Beyond Conventional Mortgages


At Willow Private Finance, we support High Net Worth and Ultra High Net Worth clients with lending strategies that go far beyond standard property finance. From structuring multi-million-pound facilities for developers, to coordinating lending with trusts and family offices, to navigating offshore or multi-jurisdictional ownership, we deliver solutions built around complexity.


Our role is to cut through the barriers that typically limit borrowers, providing access to private banks and specialist lenders who understand sophisticated income streams, layered asset structures, and large-scale transactions. Every arrangement is discreet, highly bespoke, and aligned with long-term wealth and estate planning goals.


Scale, Structure, Strategy


"Since 2008, Willow Private Finance has been guiding High and Ultra High Net Worth clients through some of the most complex areas of property lending.


From multi-million-pound development facilities to financing assets held in trusts or coordinated through family offices, we specialise in structuring arrangements that standard lenders are rarely equipped to handle. Our role is to translate complexity into clarity — negotiating with private banks and specialist lenders to secure solutions that work across jurisdictions, ownership models, and long-term estate strategies.


Every transaction is managed with discretion and tailored precision, ensuring that finance is not just arranged but integrated into the broader architecture of your wealth."


— Wesley Ranger, Founder

Developer & Large-Scale Finance

How to Access Development Finance in the UK

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How to Finance Large-Scale Refurbishment Projects: A Strategic Guide

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Unlocking Property Value Through Planning Gain: Finance Strategies

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Trusts & Family Offices

Trusts and Property Finance in 2025: Lender Attitudes, Risk Appetite, and What’s Changing





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Buying Property via a UK Trust : What You Should Know









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Financing Property Held in Family Trusts: What Lenders Will and Won’t Allow




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HNW Property Finance and Family Offices: Coordinating  Broader Wealth

Structures



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UHNW / Complex Profiles

Private Client Finance in: Tailored Lending for Complex Profiles



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Private Client Finance for Trophy Properties: How to Secure £10M+ Lending



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Ultra-High-Net-Worth Lending: How SBL Is Powering £10M+ Property and Lifestyle Finance

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Cross-Border & Offshore Structures

Lending to Offshore Trusts: What UK-Based Borrowers Need to Know



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Using Offshore Companies for UK Property Purchases: What’s Changed and How to Stay Compliant

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Navigating Multi-Jurisdiction Property Purchases: Finance & Structuring Considerations

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Our Services


Advanced Property Finance for Complex Wealth Profiles

Our close relationships with private banks and specialist lenders enable us to structure finance for situations that fall outside conventional lending. From large-scale developments to property held within trusts or multi-jurisdictional ownership, we build facilities that reflect the scale and complexity of our clients’ wealth.


For high and ultra-high-net-worth individuals, this translates into access to lending that is rarely available through standard channels — negotiated discreetly, tailored precisely, and integrated with long-term estate and investment strategies.