Insights from Willow Private Finance

Clear answers for complex finance decisions.

Willow Private Finance is an independent, whole-of-market finance brokerage. We help individuals, families, businesses and professional advisers navigate mortgages, specialist property finance, private banking, portfolio-backed lending and protection, particularly when standard routes do not fit.

Property finance Private clients Business & protection Market intelligence
FCA regulated Independent advice Established in 2008 UK & international clients
Explore Willow's guides and expertise
Landlords, SPVs & Property Businesses

When the property structure and the finance need to work together.

Practical guidance for accountants helping landlords make financeable decisions about ownership, borrowing, portfolios and company funding.

Willow navigator What is your client planning?

Choose the closest situation. You can browse all nine guides further down.

01 The client wants to buy through an SPV Read the relevant guide 02 Property may move into a company Read the relevant guide 03 Several portfolio rates are approaching expiry Read the relevant guide
9 practical guides

Find the question you need answered.

There is no required reading order. Each guide deals with one issue likely to arise in a landlord or property-company conversation.

Buying & structuring Ownership, SPVs & lender eligibility 5 guides
01 A Client Wants to Buy Their Next Property Through an SPV: When Should Finance Be Considered? Buying through an SPV 02 Why a Tax-Efficient Property Structure May Not Be the Easiest Structure to Finance Structure and financeability 03 Moving Property From Personal Ownership to a Limited Company: Finance Questions to Flag Incorporation 04 How Lenders Assess Property Companies With Multiple Directors or Shareholders Ownership and control 05 A Newly Formed SPV Has No Trading History: Can It Still Obtain Property Finance? New SPVs
Managing & changing Portfolios, funding & shareholder events 4 guides
06 Portfolio Refinancing: When an Accountant Should Bring a Finance Broker Into the Conversation Portfolio refinancing 07 Extracting Equity From a Property Company Without Selling Assets Equity release 08 Intercompany Loans, SPVs and Property Finance: What Lenders May Want to Understand Intercompany funding 09 A Shareholder Wants to Exit a Property Company: Can Refinancing Fund the Buyout? Shareholder exits
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Have a landlord or SPV case you would like to sense-check?

Start with the property, ownership, approximate amount, timing and the client’s objective. A concise outline is enough for an initial conversation.

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Willow Private Finance provides mortgage and property finance advice. Accountants remain responsible for accounting and tax advice. Lending is subject to status, valuation, lender criteria and full underwriting.