HNW & Private Clients

When the wealth is clear—but the best way to fund the property is not.

Practical guidance for accountants helping private clients balance property finance, investment liquidity, complex income and ownership structures.

Willow navigator What is shaping your client’s financing decision?

Choose the closest situation. You can browse all six guides further down.

01 The client has wealth but limited standard income Read the relevant guide 02 Business sale proceeds remain invested Read the relevant guide 03 Assets sit within a trust or family company Read the relevant guide

6 practical guides

Find the question you need answered.

There is no required reading order. Each guide deals with one issue likely to arise when wealth, liquidity, income and ownership need to be considered together.

Income & assessment Assets, irregular income & private banks 3 guides

01 When a Wealthy Client Has Assets but Insufficient Conventional Mortgage Income Asset-rich clients 02 Property Finance for Clients With Investment Portfolios and Irregular Income Investment portfolios 03 When Private Banks Look Beyond Salary and Dividends Private banking

Liquidity & ownership Investments, business proceeds, trusts & FICs 3 guides

04 Business Sale Proceeds, Investments and Property Purchases: How Lending May Preserve Liquidity Business sale proceeds 05 When Borrowing May Be Preferable to Liquidating Investment Assets Preserving investments 06 Trusts, Family Investment Companies and Property Finance: When Specialist Lending May Be Required Trusts and FICs

Speak with a specialist adviser

Have a private-client case you would like to sense-check?

Start with the property objective, approximate amount, income, liquid assets, ownership and timing. A concise outline is enough for an initial conversation.

Please do not send identification, bank statements or other sensitive documents through this form. Willow will explain how to share them securely.