Investing in property can be a profitable endeavour, but it often comes with challenges.

This was the case for one of Willow Private Finance' clients, who recently purchased a duplex flat for cash and split it into two one-bed flats. The client also owned a multi-unit freehold block under one title and had recently refurbished a property in a limited company that they wanted to use as a holiday let. However, finding a competitive mortgage rate for a holiday let property proved to be a challenge.

Most lenders offered rates between 6.5% and 8% for holiday let mortgages, which would significantly decrease the client's returns on investment. The client needed a specialist mortgage broker who could find a unique solution that would meet their specific needs and goals. That's when they turned to one of our senior team, Rob Holmes.

Rob Holmes is a specialist mortgage broker with years of experience helping clients secure the best possible mortgage rates for their properties. He was confident he could find a competitive rate for the client's holiday let property.

Rob Holmes worked closely with the client and the lender to find a limited-edition specialist range product that offered a two-year fixed rate at 5.39%. This unique solution allowed the client to secure a 75% LTV on their holiday let property, enabling them to maximize their returns on investment.

The specialist product provided a solution that other lenders were not able to offer. Rob Holmes ensured a smooth and timely application process, making sure the client received the mortgage they needed to invest in their holiday let property.

The client was pleased with the results. They were able to secure the mortgage they needed to invest in their holiday let property, and the competitive rate allowed them to maximize their returns on investment. This was an excellent outcome for the client, who now had a profitable investment property that would generate a significant income stream.

The success of this case study highlights the importance of working with a specialist mortgage brokerage like Willow Private Finance. Finding a unique solution that meets the client's specific needs and goals is crucial in securing the best possible mortgage rate. Rob Holmes' expertise and knowledge of the market allowed him to find a solution that other brokers could not offer.

Rob Holmes' expertise and commitment to finding the best possible mortgage rates for his clients continue to yield successful outcomes. His work with this client is an excellent example of the value of finding a unique solution to meet specific needs and goals. Investing in property can be profitable with the right support, and Rob Holmes' work shows the importance of working with a specialist broker who can deliver results.