London’s Prime Market in September 2025: Value Emerges Amid Tax Jitters

Wesley Ranger • 30 September 2025

Falling prices, tax uncertainty, and resilient rentals define the prime central London market this September


Key Highlights


  • Price Trends & Values in PCL


After several years of flat-to-modest growth, prime central London entered a notable correction in 2023–2024, and that trend persisted into September 2025. Both major trackers show low to mid single-digit annual price declines in PCL as of the latest data. Knight Frank’s August index was down ~3.2% year-on-year, and by mid-September they officially revised their 2025 forecast for PCL to –4% (from 0% previously) given the recent weakeningknightfrank.co.uk. Savills’ Q3 update likewise shows prices falling –4.7% year-on-year in PCLestateagenttoday.co.uk. The –1.8% quarterly drop in Q3 was the sharpest fall since late 2016theintermediary.co.uk, reflecting the cumulative impact of higher costs and buyer caution.


These declines mean prime central values are effectively back to mid-2010s levels. By Savills’ measure, PCL prices now sit ~24% below their 2014 peaktheintermediary.co.uk. In fact, Knight Frank notes prices have fallen about 20% over the past decade in PCLknightfrank.co.uk, erasing the post-2010 gains. For context, prime outer London (POL) values are down only ~6% over the last decadeknightfrank.co.uk – a much gentler slide, since many outer districts saw a late pandemic bump from domestic upsizers. This divergence has significantly reduced the traditional “central London premium.” A decade ago, buying in a ultra-prime postcode like Belgravia or Chelsea cost 30–75% more (per square foot) than equivalent property in outer-prime areas like Richmond or Fulham. Today that gap is often under 20–30%thenegotiator.co.ukthenegotiator.co.uk, as prices in top central neighborhoods have drifted down closer to the rest of London. For example, the price premium to live in Chelsea over Fulham has shrunk from ~47% to ~21% over the past ten yearsthenegotiator.co.ukthenegotiator.co.uk.


September’s data reaffirm that PCL prices are hovering near a possible floor, but any recovery is being delayed by macro uncertainty. On one hand, valuations now look compelling on a long-term basis – by some estimates PCL is “on sale” (20%+ cheaper) relative to its own history and to other global capitals. This has not gone unnoticed by opportunistic buyers: “Prices in PCL are starting to look like relatively good value, drawing demand back towards the centre,” notes Knight Frank’s head of PCL salesknightfrank.co.uk. Savvy buyers with a long view see upside in buying at today’s adjusted prices. On the other hand, any price growth is likely to be muted in the short term.


Knight Frank’s downgraded outlook calls for zero price growth in PCL in 2026 as wellknightfrank.co.uk. Both agencies suggest that meaningful recovery may not take hold until the wider economic/political climate stabilizes – potentially by the late 2020s. For now, the consensus is that PCL prices will tread water or slip slightly through year-end, especially if anticipated tax changes in the autumn prove as “punitive” as some fearknightfrank.co.uk.


In summary, prime central London prices in September are roughly 3–5% below last year’s levels and 20% below their mid-decade highs, offering some of the best headline “value” seen in a decade. But the market is very sensitive: any further tax or policy shocks could extend the downturn, while clarity and confidence (post-Budget or into 2026) would be needed to truly lift prices off the floor.


Sales Activity & Buyer Demand


Transaction activity in PCL remains lackluster as 2025 enters its final quarter. Sales volumes have been running below normal levels, reflecting both fewer willing buyers and an abundance of choice (which slows decision-making). Knight Frank reports that the number of exchanges in prime central London during the six months to August was ~9% below the five-year averageknightfrank.co.uk.


While a single-digit dip doesn’t sound dramatic, it’s notable because volumes were already subdued in recent years – so this represents further cooling from anemic post-pandemic levels. By comparison, prime outer London saw a 14% drop in exchanges against its five-year averageknightfrank.co.uk, implying that activity in core central districts, while slow, is holding up a bit better than in some outer luxury markets. This aligns with anecdotal evidence that certain buyers are circling prime central for bargains, even as more peripheral prime areas see demand soften.


Indeed, there are hints of life in buyer interest for PCL – primarily value-driven. Knight Frank data shows that the number of offers made on prime central properties over the summer (June–August) was 9% above the five-year average, indicating that some buyers are taking advantage of the price correctionsknightfrank.co.uk. This uptick in offers stands in contrast to prime outer London, where offers in the same period were 6% below averageknightfrank.co.uk. In other words, central London is starting to re-capture buyer attention after years of being seen as overpriced. As Stuart Bailey of Knight Frank put it, “many homes are now within reach [that were unattainable before]…the value in the current market can provide that opportunity”thenegotiator.co.ukthenegotiator.co.uk. Some domestic families and investors who a few years ago opted for outer neighborhoods can now afford central postcodes, narrowing the demand gap between PCL and the suburbs.


However, this newfound buyer interest is highly selective and easily dampened by uncertainty. September saw a noticeable pull-back in overall buyer commitment due to looming tax changes. Savills conducted a survey of nearly 1,000 prime purchasers and found that 37% have reduced their intention to buy in the next six months specifically because of speculation around the Autumn Budgettheintermediary.co.uk – the highest level of caution recorded in five years. Only 1 in 10 respondents said they felt more motivated to move in that timeframetheintermediary.co.uk. This marks a sharp sentiment shift from earlier in the year. Lucian Cook of Savills noted that constant rumors of new taxes have made buyers (and sellers) extremely cautious, effectively “curtailing the autumn market” before it even got goingtheintermediary.co.uktheintermediary.co.uk.


Many would-be buyers are adopting a “wait-and-see” stance until the Budget reveals whether big changes (stamp duty reform, higher levies on expensive homes, etc.) will materialize. This hesitation is particularly pronounced among discretionary and investor buyers who don’t need to move.


By contrast, the buyers who are active now tend to be those with immediate needs or a long-term view. Savills observes that domestic end-user buyers (families, owner-occupiers) have been relatively more active in 2025 – they’re taking advantage of price drops to trade up into better locations, and because they’re buying primary homes, they are less deterred by tax changes that mostly hit investorswillowprivatefinance.co.ukwillowprivatefinance.co.uk. For example, a family that outgrew their home in Zone 3 might see an opening to purchase in Zone 1 at a price that was unthinkable a few years ago, and they’re proceeding despite the political noise. These needs-driven buyers are providing a baseline level of demand in PCL, even as more speculative buyers sit on the sidelines.


Foreign buyer demand, meanwhile, remains present but selective. The weaker pound (still down against major currencies compared to 2015) continues to offer significant discounts to dollar- and euro-based purchasers, which helps underpin interest at the very top end. Ultra-rich Americans, Europeans and Middle Eastern buyers are still active in the super-prime £10M+ segment, often shopping for trophy assets that rarely come to marketwillowprivatefinance.co.ukwillowprivatefinance.co.uk. That said, the overall volume of overseas buyers in PCL has pulled back compared to pre-2020 normswillowprivatefinance.co.uk. Policy changes are a big reason – the end of long-term non-dom tax status and higher stamp duties have made London less attractive fiscally for some international investorswillowprivatefinance.co.ukwillowprivatefinance.co.uk. This month, agents report that more of the prime buying is being done by UK/domestic buyers or expats, and a bit less by overseas investors than in the last market cycle. Many foreign owners have actually become net sellers recently, choosing to repatriate capital rather than hold London assets through unpredictable tax changeswillowprivatefinance.co.uk. This dynamic is something of a changing of the guard in prime London – with domestic money quietly replacing some global capital in certain price bracketswillowprivatefinance.co.ukwillowprivatefinance.co.uk.


In sum, September’s buyer landscape in PCL is bifurcated: a subset of opportunistic buyers (often end-users) is actively making offers and closing deals to capitalize on softer prices, while a larger contingent is in a holding pattern until political and economic clouds clear. Transaction volumes are therefore muted even though demand is certainly there “on paper.” The next few months – especially the tone set by the Budget – will determine whether those cautious buyers re-engage or continue to wait on the sidelines.


Supply, Inventory & Pricing Dynamics


It’s unquestionably a buyer’s market in prime London this autumn, as supply continues to outstrip demand. Inventory levels in PCL and surrounding prime areas swelled through the summer and remained elevated in September. According to LonRes (the prime London property data firm), new sales instructions in prime postcodes were about 10.8% higher in recent months than at the same time last yearlonres.com. This echoes Knight Frank’s figures that showed overall listings across London up ~10% year-on-year in Augustproperty118.com. In some of the most exclusive brackets, the surge in supply has been striking – Savills notes there are just over 600 new-build units priced £5 million+ currently for sale in PCLsavills.co.uk, an unprecedented volume of ultra-prime stock. The result is that available inventory in many prime neighborhoods is at its highest level in a decade, giving buyers a broad menu of options and forcing serious sellers to price competitively to get deals done.


One clear sign of a supply-heavy market is the prevalence of price reductions and discounted sales. By mid-summer, roughly one-third of prime London listings had seen at least one asking price cut – one of the highest proportions on record for recent yearswillowprivatefinance.co.uk. In June, about 41% of prime properties sold had to reduce their asking price prior to salewillowprivatefinance.co.uk. The average discount from initial asking to final sale price has been running in the high single digits (around 8–9%) in recent monthswillowprivatefinance.co.uk. This trend likely carried into September given the oversupply. Buyers are negotiating hard and walking away from over-priced homes, which pressures sellers (especially those keen to sell before year-end) to adjust expectations. Notably, realistic pricing is rewarded – properly priced, good-quality homes can still attract multiple interested parties, whereas overpriced listings simply languish.


The highest tiers of the market are experiencing the most oversupply. That cohort of 600+ £5m-plus new builds for sale illustrates how builders of luxury developments are facing longer absorption times. LonRes data further showed that in August, there were 35% fewer £5m+ sales than a year prior, while new £5m+ instructions were 27% higher year-on-yearassets.lonres.com. This imbalance pushed the volume of £5m+ properties on the market to nearly 25% higher than last year, touching record-high inventory levelsassets.lonres.com. Additionally, price reductions in the £5m+ segment have skyrocketed – LonRes recorded a ~248% increase in the number of price cuts on £5m+ listings compared to pre-pandemic normsassets.lonres.com. In short, the super-prime sector is bloated with supply, and sellers of those properties are having to chase the market down (or withdraw and wait).


By contrast, mid-market prime (£1–5m) and family house segments, especially in outer prime areas, have somewhat more balanced supply. There is still more stock than last year, but certain pockets – e.g. well-priced houses in North or Southwest London – see fairly steady demand to meet ittheintermediary.co.uktheintermediary.co.uk. For instance, family houses in areas like Wandsworth, Wimbledon, and Barnes are holding value better (small single-digit annual declines) because local end-user buyers remain active and domestic demand is absorbing a lot of what comes to markettheintermediary.co.uk. In those areas, flats and purely discretionary listings are the ones struggling most, whereas houses with gardens (still a prized asset post-lockdowns) often find buyers if priced reasonably.


Another factor boosting effective inventory is that properties are taking longer to sell on average. With buyers taking their time and no urgency from rapidly rising prices (as there might be in a boom), the marketing period for prime listings has extended. Many sellers launched in spring or summer and are still on the market come autumn, increasing the stock count at any given time. LonRes indicated that summer 2025 had significantly more homes under price reduction or relisting than in previous yearsassets.lonres.comassets.lonres.com. Until sellers either achieve sales or withdraw unsold properties, this creates a backlog of available homes competing for the limited pool of active buyers.


Overall, the supply-demand balance in PCL heavily favors buyers as we end September. High stock and hesitant demand translate into softer pricing – which we see in the continued small price declines. Motivated sellers need to be realistic (many are now accepting ~10% below peak 2022 pricing, which aligns with the market drop). Those who aren’t under pressure to sell often choose to hold off until conditions improve, rather than sell into a weak market; this might gradually cap inventory growth going forward, but for now supply remains abundant. For buyers with capital and confidence, the current market offers a rare breadth of choice and negotiating power in London’s most coveted postcodes. That dynamic is likely to persist into the late autumn, until either a reduction in political uncertainty sparks more demand or sellers pull listings en masse to wait for a better moment.


Buyer Profile Shifts & Market Influences


The composition of buyers and sellers in prime central London is undergoing subtle shifts as the market adjusts to new realities. One notable trend in 2025, reinforced in September, is the rising prominence of domestic UK buyers in PCL transactions. With some foreign demand in a holding pattern, London-based end-users have stepped up to fill part of the gapwillowprivatefinance.co.ukwillowprivatefinance.co.uk. These buyers – often professionals or families in their 30s and 40s – are typically purchasing a primary residence (not an investment), which means they’re less deterred by the recent tax changes aimed at investors and overseas ownerswillowprivatefinance.co.uk. They also tend to have financing or income in GBP, so they’re focused on interest rates and personal circumstances rather than currency swings. In September, agents reported that many of the deals being done in the £1–5m range were to UK owner-occupiers trading up or relocating within London, taking advantage of the softer prices to secure a better home.


On the flip side, overseas buyer activity has become more selective and concentrated at the very top end. International UHNWIs (ultra-high-net-worth individuals) have not disappeared – far from it. American buyers in particular have been active in 2025, buoyed by the strong dollar; some Americans view London real estate as a stable long-term bet and a hedge, and this year they’ve even overtaken some traditional overseas groups in number. Middle Eastern buyers, often cash-rich, are also still in the mix for marquee properties. But overall, the volume of foreign buyers is lower than a decade ago, and those who remain are often bargaining hard given the tax disadvantages.


The end of the indefinite “non-dom” status (now time-limited) has been a psychological and financial blow for London’s global appealwillowprivatefinance.co.ukwillowprivatefinance.co.uk. As Savills’ Frances McDonald noted, the pool of buyers at £10m+ “had already shrunk after the end of the non-dom regime”, and those who remain are largely “hesitant to act ahead of the Budget announcement.”theintermediary.co.uk This explains why the super-prime segment is underperforming: many overseas would-be buyers are effectively on pause, or considering other markets (some wealth is being reallocated to “more tax-friendly jurisdictions like Italy or Dubai” rather than London)willowprivatefinance.co.uk.


The seller profile is shifting too. With prices down, we are seeing more discretionary sellers (especially overseas ones) retreat unless they truly need to sell. Meanwhile, a new source of supply has been landlords exiting the market, as touched on earlier. Policy changes such as the proposed Renters’ Rights Bill and stricter EPC (energy) regulations have spooked some investors, leading them to list properties for sale rather than face future compliance costs or limits on regaining possessionproperty118.comproperty118.com. Knight Frank’s head of PCL lettings noted this month that “some landlords have been spooked and are looking to sell” – and if they can’t get their price, they’ll return to renting, but many are at least attempting to sell nowproperty118.com. In fact, the supply of homes for sale in London rose 10% year-on-year (in the year to August) precisely because of this landlord exodusproperty118.com. Many of these are smaller flats or pied-à-terre properties that, a few years ago, overseas owners might have held indefinitely, but are now being cashed out. This is increasing lower-end prime stock and contributing to the inventory bulge.


Tax and policy developments in 2025 have been the single biggest influence on prime market behavior, and September only amplified this. The month began with rampant Budget speculation: numerous reports suggested that the Chancellor is considering major property tax reforms, from replacing stamp duty with a new tax on home sales or ownership to raising capital gains or council taxes on high-value propertiestheintermediary.co.uktheintermediary.co.uk. Though nothing is confirmed, the mere prospect of these changes has had a chilling effect on sentiment. As Savills described, buyers and sellers have been left trying to game out unconfirmed measures, which has “curtailed” market activitytheintermediary.co.uk. Everyone is effectively bracing for impact. Adding to that, there’s broader political uncertainty – a general election looms in 2029, but even within the current government, leadership is in flux (there was even chatter about a possible change in Prime Minister or ruling party direction, which is highly unusual mid-term). All of this contributes to a “risk-off” mentality among prime buyers right now.


It’s worth noting that interest rates and finance, while still an issue, have become a slightly more positive factor compared to last year. Through 2024 and early 2025, soaring mortgage rates dampened prime demand. But by September 2025, the Bank of England had cut rates multiple times (the base rate is down from its 2024 peak), and mortgage pricing has improved. Typical 5-year fixed rates for high-net-worth borrowers have dipped into the 3–4% range for low-LTV loanswillowprivatefinance.co.uk, which is a marked improvement from ~5%+ a year ago. Regulatory affordability tests were also eased in mid-2025, modestly increasing borrowing capacity for some buyerswillowprivatefinance.co.uk. These changes boosted buying power by up to 20% for mortgage-dependent purchasers, according to Zoopla estimateswillowprivatefinance.co.uk. So, while financing isn’t “cheap” by historical standards, it’s no longer the acute pain point it was when rates were spiking. Stable-to-falling interest rates have given a subset of buyers confidence to proceed now rather than later (especially if they expect rates to bottom out). This has been a supportive influence that partially counteracts the negative hit from tax fears. In short, those buyers who are active are often citing “the mortgage climate is improving” as one reason to move ahead.


In the bigger picture, September highlighted how policy and politics are dominating the prime London narrative. Tax changes – both actual (stamp duty surcharge hike, non-dom reforms) and anticipated – have slowed the market’s recovery, even as economic fundamentals (like interest rates and London’s enduring appeal) should be creating a ripe moment to buy. PCL is still PCL: a unique global market with long-term allure. But in the immediate term, market participants are highly attuned to government decisions, and the balance of domestic vs. international players is adjusting accordingly. It’s a period of recalibration for prime London, with local end-users more influential than they’ve been in years, and policy risk now a key part of the investment equation.


Prime Lettings Market Resilience


While the sales market has been grappling with uncertainty, prime London’s rental market remains remarkably tight and resilient. Throughout September, the demand for high-end rentals stayed very strong, continuing a trend of the past two years. Corporate relocations, overseas tenants, and frustrated would-be buyers (who are renting until buying feels safer) all contribute to robust tenant demand. As a result, rents in prime central and prime outer London have been rising year-on-year, even if the pace of growth is moderating from last year’s peaks.


Recent data indicates annual rental growth is running in the low-to-mid single digits for prime London. LonRes reported that annual rental price inflation accelerated to about 4% by August, up from roughly 3% earlier in the summerlonres.com. Knight Frank’s figures for prime outer London show 2% rent growth in the year to August – the fastest there since October 2024property118.com. Prime central areas likely saw a similar low-single-digit annual rise. These growth rates are a far cry from the double-digit surges seen in 2022, but they’re still well above general inflation and underscore that tenants are facing continued rent hikes. Importantly, rents are compounding on a high base: recall that in 2022–early 2023, prime London rents jumped ~20-30%. Thus, even a 3–5% rise this year means rents are hitting new record highs. According to Savills, prime London rents are now about 35–37% higher than their pre-pandemic (2019) levelwillowprivatefinance.co.ukwillowprivatefinance.co.uk – an extraordinary climb in just a few years.


The imbalance of supply and demand in the lettings market is the main driver of these increases. Even as more rental properties have trickled onto the market recently, it hasn’t been enough to satisfy tenant demand. For example, LonRes noted a 15.5% year-on-year rise in new rental instructions in Augustassets.lonres.com. And estate agents have observed a modest seasonal improvement in listings – some owners who couldn’t sell over the summer have put their units up for rent instead, and a few new-build completions are feeding into the luxury rental pool. However, this relief is only partial: Knight Frank data show that in the 12 months to August, the overall number of new rental listings in London was still 8% lower than the prior 12-month periodproperty118.com. In other words, compared to the previous year’s drought,  late summer 2025 had a bit more rental stock, but zooming out, supply remains thinner than usual. Indeed, the total available rental stock in prime London is significantly below pre-Covid norms – many landlords sold off in 2020–2022 and weren’t replaced, and ongoing sales by landlords (due to regulatory changes) further constrict supply.


Why are landlords continuing to exit? September’s news highlighted several motivators: the Renters’ Rights Bill (currently progressing through Parliament) is set to abolish “no-fault” evictions and make other tenant-friendly reforms, which some landlords fear will make it harder to manage or repossess their properties. Knight Frank explicitly pointed out that landlords are selling ahead of the Renters’ Rights Bill coming into force, to avoid those future complicationsknightfrank.co.uk. Additionally, stricter energy efficiency (EPC) rules on the horizon (requiring costly retrofits for older homes) are pushing out landlords who can’t easily upgrade their unitsknightfrank.co.uk. And on top of that, a new curveball in September: rumors that the government might charge National Insurance tax on rental income (as part of Budget plans)knightfrank.co.uk. This potential tax has been called a “tenant tax” by industry observers and has further rattled landlord confidence. As Tom Bill of Knight Frank quipped, if you tax an activity you get less of it – and indeed the mere discussion of a NI surcharge on rents is prompting some landlords to rethink their businessproperty118.com. All these factors have led to a steady stream of rental properties being put up for sale, especially in central London where many buy-to-let investors and accidental landlords own flats.


For tenants, unfortunately, this means competition for quality rentals remains fierce. In prime central areas, well-presented properties still routinely see bidding from multiple interested tenants, and it’s common for lets to be agreed at or above the asking rent. The average discount off asking rent is now under 2% – essentially negligiblelonres.com. Some agents report that tenants are signing longer leases or conceding on terms just to lock in a home, given the shortage. Rental void periods are extremely low (many properties are re-let almost immediately after the previous tenant vacates). These conditions favor landlords in terms of income (rents are at record highs) but come with the caveat of an uncertain regulatory future.


There are a few signs that the worst of the rental squeeze may be behind us: the slight uptick in supply and the slower rate of rent increases compared to 2022 suggest the market is gradually rebalancing. Additionally, if the sales market remains sluggish, more owners could choose to rent out their properties “accidentally,” which would add to supply. Indeed, Knight Frank noted that some landlords who try to sell but “can’t achieve their asking price… will come back to lettings”, potentially quickly, if the autumn Budget further cools the sales marketproperty118.com. We may see that scenario play out in Q4. For now, though, the prime lettings market in September stays very much landlord-friendly: rents climbing, minimal incentives needed to attract tenants, and yields creeping up. Gross yields in PCL, which were under 3% a couple years ago, have now edged higher thanks to the rental growth and slight price declines – providing a silver lining for those landlords who do hold on.


Finally, it’s worth mentioning the political spotlight on rents: In late September, London Mayor Sadiq Khan renewed his push for powers to implement rent controls in the capitalthenegotiator.co.uk. He stated that securing the ability to cap rents is a top priority in ongoing devolution talks, pointing to rent freeze measures in Scotland as an examplethenegotiator.co.uk. However, the national government swiftly responded that “the Government will not allow rent controls in London or anywhere else”, preferring to strengthen tenant protections through the Renters’ Rights Bill insteadthenegotiator.co.uk. So for the time being, formal rent control is not coming to London. Still, this debate bears watching, especially with a general election on the horizon and ongoing public concern about affordability. For now, though, prime landlords can continue to set rents in line with market forces – and those forces remain in their favor as we head into year’s end.


Outlook for the Coming Months


As we move from September into October, all eyes in the prime London market are on the looming Autumn Budget and its potential implications. The Budget (scheduled for 26 November) is casting a long shadow: October will largely be a month of anticipation and positioning ahead of whatever policy changes are unveiled. Here are the key things to watch:


In summary, October 2025 is poised to be a relatively cautious month for prime central London. Market activity is likely to remain measured, with many buyers and sellers in a holding pattern awaiting the November Budget’s revelations. We may see a few opportunistic deals – for example, some buyers will surely take advantage of quiet competition to negotiate purchases this month, and some sellers will cut prices to get done by year-end. But broadly, the market’s energy is subdued and will stay that way until there’s greater certainty.


What to watch for in October: any early announcements on property taxes, the volume of price cuts/withdrawals (a barometer of seller confidence), and the tone of buyer inquiries (do they pick up, or continue to languish?). Also keep an eye on the prime rental market – if more landlords bail out or if, conversely, rental supply starts to build up, that will be a telling indicator of how policy pressures are reshaping the landscape.


Heading into November, the hope is that clarity will unlock some pent-up demand in PCL. London’s prime market has a track record of rebounding once uncertainties lift – whether that’s after an election, a Brexit vote, or a tax decision. The current environment is challenging, but it’s also creating conditions for the next recovery: pricing is more realistic, yields are improving, and London’s core attractions (world-class city, safe haven status) remain intact. Once buyers feel they know the rules of the game (post-Budget), many will likely re-engage. Until then, expect October to be a month of holding one’s breath, with the smart money quietly preparing to move when the fog clears.


How Willow Can Help


At Willow Private Finance, we understand that September has been a month of uncertainty for buyers and sellers in Prime Central London. With prices down, supply at record highs, and speculation around new property taxes weighing on sentiment, the market feels more complex than ever.


That’s where we step in. Our team of experienced advisors specialises in navigating prime markets during times of change. Whether you are:


  • A buyer looking to take advantage of today’s value while ensuring financing is structured for long-term flexibility.
  • A seller seeking to position your property strategically amid increased competition.
  • An investor or landlord weighing the impact of the Renters’ Rights Bill, non-dom reforms, or potential tax changes.


We provide bespoke, whole-of-market solutions that align with your specific goals. From securing competitive prime mortgages and bridging finance to structuring purchases through the most efficient vehicles, we help you move with confidence – even when policy and pricing are in flux.


📞 Want to discuss your next move in today’s shifting market?


 Book a free strategy call with one of our mortgage specialists.


 We’ll help you find the smartest way forward, whatever happens in the Autumn Budget.

 







Important Notice

The information contained in this update is provided for general guidance only and does not constitute advice. Property values, tax policies, and lending criteria are subject to change, and the Prime Central London market may be affected by factors beyond those outlined here.

Willow Private Finance Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 588422). Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured against it.

Past performance and historic trends are not reliable indicators of future results. Before acting on any of the information in this blog, you should seek professional advice that takes into account your individual circumstances.

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