Knowledge Center
Expert insights, market updates, and specialist guidance to help you make smarter property finance decisions
The Willow Private Finance Knowledge Centre is designed for anyone looking to make informed property finance decisions — from first-time buyers and home movers to experienced investors and high-net-worth clients. Here you’ll find expert guides, market updates, and practical tips on securing the right mortgage, navigating complex cases, and making the most of current market conditions.
Whether your purchase is straightforward or highly specialised, our insights are here to help you plan with confidence.
Expat mortgage stress tests feel tougher in 2026, even with large deposits. Learn why lenders assess risk differently and how approvals are structured.
Buying a UK property before returning in 2026 is complex. Learn how lenders assess risk, residency, and income—and how to plan approvals correctly.
Expat mortgages in 2026 are tougher for short-term contracts. Learn what income still works, how lenders assess risk, and how Willow structures approvals.
Description: Are private banks the right choice for UK expat mortgages in 2026? This guide explains when they add value—and when specialist lenders are the better route.
Expat mortgage applications in 2026 are taking longer despite lower rates. Learn what’s slowing approvals and how overseas borrowers can avoid delays.
Mortgage offers for expats in 2026 explained. Learn how long offers really last, why deals collapse before completion, and how to protect your approval.
Why some UK lenders have quietly reduced expat lending in 2026, what’s driving the change, and how overseas borrowers can still secure approval.
Expat buy-to-let mortgages in 2026 explained. See what’s changed since 2025, how lenders now assess overseas landlords, and how to secure approval.
Many expats assume large deposits reduce lender stress testing in 2026. Learn how UK lenders really assess affordability for overseas borrowers.
UK lenders assess multi-country income more cautiously in 2026. Learn how globally mobile borrowers are underwritten and where applications stall.